Mandatory UAE Unemployment Insurance Scheme: 10 Conditions for claiming compensation

by · April 18, 2023

The United Arab Emirates recently implemented a mandatory UAE unemployment insurance scheme to support its workforce in the event they lose their jobs. However, to be eligible for the cash benefits provided by this policy, it is crucial to meet the 10 conditions outlined in both Article 5 of the Federal Decree-Law No. 13 of 2022 and Article 9 of Cabinet Resolution No. 97 of 2022.

Unemployment Insurance
Unemployment Insurance

If you become unemployed for three months, these conditions will ensure that you receive 60% of your basic salary.

All individuals in the UAE workforce must familiarize themselves with these conditions. Furthermore, it ensures that they prepare in the event of job loss.

UAE
UAE

These are the conditions you have to meet to bargain for benefits under the “New UAE Unemployment Insurance Scheme”

  • The minimum subscription period for the insured in the scheme is 12 consecutive months.
  • Subscription must not be interrupted for a consecutive period of 3 months.
  • The insured requires to pay all insurance premiums on time.
  • The insured must provide evidence that their unemployment is not due to resignation.
  • Claims must be submitted within 30 days from the date of loss of the working relationship or the settlement of the labor complaint referred to the judiciary.
  • The injured worker must not have an existing complaint related to absence from work.
  • Compensation will not be provided if there is evidence of fraud or deceit in the claim. Or if the establishment where the insured works are fictitious.
  • The loss of employment must not be a result of non-peaceful labor strikes or stoppages. Regardless of whether they result in harm or not.
  • The insured must be legally present in the UAE.
  • The insured must not have been dismissed for disciplinary reasons under the Labour Relations Law and the Human Resources Law of the federal government, as well as any other applicable legislation.
UAE unemployment insurance scheme
Insurance Conditions

How to get unemployment insurance in UAE?

To get unemployment insurance in the United Arab Emirates, workers need to apply through the ILOE Insurance Pool website or its app. Or through other channels announced by the Ministry of Human Resources and Emiratization.

Unemployment insurance in UAE
Unemployment insurance in UAE

The unemployment insurance scheme is mandatory for federal and private sector employees to receive benefits. In addition, applicants advise to carefully review all information and requirements before applying to the scheme they meet the requirements.

FAQs

What is the UAE Unemployment Insurance Scheme?

In the UAE, the Unemployment Insurance Scheme provides financial assistance to individuals who have lost their jobs and are unable to find new jobs.

Does the company provide job search and career development support?

MOHRE provides career development and job search assistance to UAE Unemployment Insurance Scheme beneficiaries. Moreover, among the services, they offered included job fairs, training programs, resume writing, and interviewing assistance.

Can I stay in UAE without a job?

It is permissible for foreigners to live and receive the same benefits as UAE nationals without a work visa under Emirati visa rules.

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